Good Debt and Bad Debt

The readers will have heard of the word debt? Most parents and economists say do not owe, do not owe, and do not owe. Do you think you agree not to owe? A similar question Writers ask one entrepreneur. They responded with "it depends". The author is still confused, do you mean by the word hanging? He smiled and replied, "depending on its debt, good debt or bad debt?".


Have you ever heard the word good debt and bad debt? Everyone apabia asked about the definition of good debt and bad debt certainly have an answer each version, right? Do not hesitate to write your opinion (in the comments field) regarding good debt and bad debt. Like you, I also gained their own definition of good debt and bad debt. In this article the authors try to dig deeper on the two types of debt, according to a debt expert.

Bad debt

According to one financial adviser (financial planners) in American named Robert T. Kiyosaki, the definition of bad debt is debt that is making money out of your pocket. Very simple definition. Based on the definition, let us apply the financial situation in Indonesia.

Good debt

According to the same person that Robert T. Kiyosaki, the definition of good debt is debt that makes money goes into your pocket. Well if Bener so good debt definition can be used to add richness donk? Good debt can be classified into OPM (other people money). It might be that we are owed on something, but other people who pay our debts. Loh how come? Based on the definition, let us apply the financial situation in Indonesia.

Based on the above example of good debt, who is owed? Yes exactly what is owed to the family. Whose money was used to pay? Yes really money people who rent a car.

The problem is not in debt, but how do we (me and you) to use debt. So before we consider What should owe a debt we will do can insert money into our wallets or even spend money from our wallets.